Joshua Klein Ovink

In May 2017, aged 19, I bought my house through Liberty Trust. It is a three bedroom former state house, in a good location next to good schools and pre-schools. It was a do-upper, so my family and I pitched in and rolled up our sleeves and got the job done.I was fortunate enough that my parents started my siblings and I into Liberty Trust when we were young. Instead of going to university I always planned to own a home by the age of 23. I left school when I was offered an apprenticeship and I board at home. I kept the Liberty Trust account going although my wages haven’t been high. My parents made it possible by buying a third of the house, which I will purchase off them one day.I currently rent the house out and it pays off the interest-free mortgage virtually on its own. It is working out well. I am blessed with the good family tenanting it as they are very responsible, friendly and keep it spick and span. A family member recommended them as tenants, so no marketing or management costs have been necessary, which has saved time and money. Praise God!I plan to start another membership soon so when I finish paying off this first house (in 10 years or less), the second membership will be ready to use.Proverbs 21:20: The wise have wealth and luxury, but fools spend whatever they get.I would like to thank Liberty Trust for the blessing of financial help, through the interest-free initiative they offer. The church that I attend as everyone was very supportive with the purchase of my house. And most importantly my parents for helping to get my foot into the property market at such a young age.

I would 100% recommend Liberty Trust to ANYONE looking for home ownership for either themselves, or their children, otherwise they will be paying rent forever! I personally have spread the word to many of my friends, and a couple have started accounts of their own.

Joshua Klein Ovink

6 January 2017