For us, participation with Liberty Trust has really been one of the opportunities of a lifetime.

I have read in some Liberty Trust testimonials, mention of the length of time from beginning contributions to when an interest free loan becomes available. For me, it's a little scary how quickly this period of time has elapsed. Another unexpected effect is the degree of psychological relief experienced when our monthly home repayments were redirected to our Ark Resources loan. Although the outgoings are about the same, it's incredible to see a significant dent made in our debt every month rather than chipping away at a seemingly immovable mortgage. In some sense it feels like we have become debt free as we have been released from the great burden of mortgage interest.

One thought that has come home to me as I have considered the blessing of Liberty Trust, is how every purchase made while repaying a mortgage, effectively attracts interest for the duration of the mortgage. For e.g. if $1,000 cash is used to buy a fridge that could have been paid to reduce the principal on a 15 year mortgage, 2 or 3 times the ticket price of the fridge will be paid over 15 years. If the fridge is financed it could cost you 4 or 5 times the ticket price!

A scripture that has always amazed me concerning finance (and I wish I could somehow relate it to this situation!) is found at the end of Matthew 17. What strikes me is Jesus knows exactly where the money is and how easily he can get it. There is enough money to meet the present need, for him and for the one who happens to be along side him. He sends Peter to get it, he doesn't go himself. Peter gets to go fishing, not spend the day working.

Greetings to you,

Mark Wilding and family