I had been blessed with a deposit for a home (I lived in the UK for almost 20 years and was able to transfer my UK pension I had been paying for all that time over to Kiwisaver, and after 5 years could apply for a home loan), but with the general improvements to the home I found myself with $30,000 high-interest debt. 

I was really struggling with paying the bank's interest. Liberty very kindly paid the debt and now I pay to Liberty an interest-free sum on a monthly basis. In ten years that loan will be paid off and the huge relief that comes with knowing that there's no interest to pay so it won’t cripple me! 

Thanks so much, you are a true blessing. 

Lots of love, Vanessa

February 2021