It has been marvelous to read the accounts of others over the years and just how blessed they felt when they gained their ballot.  We felt it was a privilege to be part of a Christian based system that has released people from financial burden.

Now that it is our family's turn to obtain a mortgage we would like to express our gratitude to the Lord and to those on the team who do such a professional job on a volunteer basis.  There is a real feeling of release, particularly at such a time of economic uncertainty where bank rates are on the rise.

May the Lord richly bless you in your future endeavours.

Mike and Karen Shakes

March 1998