We appreciate the foresight of the group who began Liberty Trust.

We joined the scheme with Liberty Trust Auckland in January 1997 and were granted our loan late 2010. We were still carrying a bank mortgage, and are grateful to have received the 'liberation' from this at this time. The relief of financial pressure is a real blessing to us with more of a sense of freedom.

Thank you to all involved in this venture of faith and generosity.

Yours sincerely

Brent and Ann Fearnley

29 March 2011