Keen to be offered an interest free loan in just 5, 6 or 7.5 years? Instead of contributing 2% of your application each year for 10 years, you can now contribute 4%pa for 7.5 years or 6%pa for 6 years or 8%pa for 5 years, for a loan offer in just 7.5, 6 or 5 years respectively. Contribution Years Contribution Total  Contribution  per Annum per week  per $100,000 Loan Multiple 10 20% 2% $40 5x 7.5 30% 4% $80 3.3x 6 36% 6% $120 2.8x 5 40% 8% $160 2.5x Should you have any questions please don't hesitate to contact us.

An Example

Here’s an example comparing the cost of contributing to Liberty Trust for six years before receiving a $300,000 interest free mortgage, compared with borrowing $300,000 from a bank at 7% pa:

	Liberty Trust Contribute 6% pa over 6 years  Less 33% IRD donation rate refunded annually   Total Cost to you	108,000 -36,000 $   72,000
Or	Bank Mortgage Interest on $300,000 7% mortgage repaid over 25 years	$ 336,000
	Difference =	$ 264,000

What happens to your contribution?

Approximately 5% of your contribution is used to administer Liberty Trust, enabling us to send quarterly newsletters and Biblical financial teaching around New Zealand.

The other 95% (in this case $102,600) is re-sown back into the interest free storehouse to help many other NZ households and churches.  It will be lent and re-lent over and over again helping hundreds of others for decades to come.

Is it Safe?

Liberty Trust is an approved charity and reports to two local churches. The Trust’s capital of $5.5 million is invested in mortgages secured over New Zealand-registered properties. Our trustees are un-paid and our overheads are minor, enabling your donation to be lent and re-lent interest free to assist many other New Zealanders* see model.  We have been approved by the Inland Revenue Department in 1989, the Charities Commission in 2007, and by a registered actuary in 2009 and have over 150 testimonies from grateful participants on our website.  Our financial accounts are audited annually and available to the public.   As we do not borrow we are more secure than banks.  

Tell Me More

You can learn more by viewing our website www.libertytrust.org.nz. This includes teaching, newsletters, application forms, endorsements from Christian leaders and scholars, and over 140 inspiring testimonials from New Zealanders who have received interest free loans. 

For further information please contact us:

Phone:	0800 Lib Trust (0800 542 878)
Email:	info@libertytrust.org.nz
Post:	PO Box 2211, Whakatane 3159, New Zealand
Fax:	07 308 6308

* Download Model to analyse an Excel spreadsheet of the possible growth of Liberty Trust. 

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